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Is your money working for you? Or are you working for money? One important reason why people struggle financially is because throughout their schooling life they are drilled into thinking taking a job is the best way to earn money. This results in people working for money, trading their precious time to money. Most are so caught up in this paradigm that some never consider a passive income opportunity.
And what is a passive income opportunity? They are simply ways for you to earn money even when you are not doing anything, even when you're asleep. You put in the effort once and you continue to get paid again and again without you having to put in more effort on your part.
An example of a passive income opportunity is you putting in the effort to build a successful online business. It continues to generate income for you as long as your business is running, whether you are there or not.
As Robert Kiyosaki said, passive income is your money working hard FOR more money FOR you.
Taking on a passive income opportunity is the key to financial freedom, but it's important to evaluate them. As we all know "get rich quick" scams are all so common these days, and there are so many out there. It's important to know what to consider so that our time is well spent on a passive income opportunity which will bring us real results in the long run.
Here are the 2 criteria's to evaluate a passive income opportunity.
1. Right Market
One important point to evaluate a passive income opportunity is to make sure that the market is of considerable size and has lots of growth potential. When you have a huge market, there is enough of everyone, and you don't face breakneck competition.
For example, the personal development market is an US$64 billion market. And just how big is 64 billion?
Let's say you have 1 million seconds of free talktime for your mobile phone plan.
Assuming you use the phone 24 hours a day everyday, you will use up your 1 million free second talktime in 11.5 days.
What if your plan gives you 1 billion seconds of free talktime?
You will need 33 YEARS to finish using the talktime!
If it's 64 billion, generations after generations from your family will be able to use your free talktime.
The personal development is one example of a very large piece of cake. You take a knife and make a cut, the residual on the knife itself is A LOT. You do not even have to make a slice! Taking on a passive income opportunity in this market is an excellent way to go.
2. Right Guidance
To make full use of a passive income opportunity and to achieve results quickly, it's imperative to receive the right guidance from people who have already achieve success in building streams of passive income.
If Robert Kiyosaki did not have "Rich Dad" guiding him, do you think he would be able to achieve his current standing today?
I have spent a year and a half trying out passive income opportunities on my own. My first attempt is opening up an online retail store selling wooden toys, but I have no mentor to tell me that wooden toys is a highly competitive arena and my small little online store will be competing against giant online wooden toy malls which buy their supplies in bulk and sell them at prices which I couldn't compete in. I wasted an entire year's worth of effort and money.
Mentors are VERY important in helping you take the right directions and the mistakes to avoid when you take up a passive income opportunity. You will save SO MUCH time and effort when you leverage on your mentor's experience.
Conclusion
From this article, I hope you realize the importance of these 2 criteria's when evaluating a passive income opportunity. Make the right choice, don't waste time and leverage whenever you can. All of us have only 24 hours a day, so spend them wisely.
Kai Wei has found the right Internet-based passive income opportunity. Competing in the $64 billion industry of personal development and having the right mentors and resources to guide him, Kai Wei is very well on the way to building a sustainable stream of passive income.
Kai Wei is also actively looking for team members to take advantage of this passive income opportunity. If you think you are up to it, please visit OnlineSuccessBiz.com [http://www.onlinesuccessbiz.com].
Doing something that benefits someone else is simply the only reason why you or anyone else will make money as human needs are insatiable. We live in a world where constant fear of poverty envelopes our self consciousness, hence the need to generate income. You would agree with me that only one source of income in a place like Nigeria, most populous black Nation in the world, is never enough as our staggering economy cannot be relied upon. We have to create other opportunities to salvage our human wants and replenish the 'scarce' under-utilized resources that are surplus.
As a graduate for more than 5 years, I have come to terms of getting a second career to make ends meet as the government has failed in her responsibility in creating jobs for a growing population work force. Unfortunately, some employers enslaved their employees by paying them peanuts as graduates despite the high cost of living in notably cities like Lagos, Port-Harcourt, Abuja, Enugu, etc in Nigeria as these employees are at the mercy of their bosses for fear of being out of job. However, credit must be given to some Non Governmental Agencies (NGOs) in organizing workshops such as Small Scale and Medium business program for training the unemployed to acquire a skill with assistances from corporate firms. This should be done from time to time as continuity is a key factor to sustain the dream.
Back to my second career, I have developed a niche for myself in investing my time, energy and money in online business. One may think I am talking about the advanced fee fraud (better known as 419) in Nigerian parlance. Far from it, as people involved in it does not have a sustained income and they live in the constant fear of being apprehended by the anti-graft authorities. Perhaps, their worst disadvantage is that they rob themselves of their resourcefulness and the ability to earn money legitimately. Making money online in the legal way not only generates income for you but make you a specialist where your expertise is in demand for a service charge of course. Making money Online is exactly as it is in off line businesses, where you can only get paid by; manufacturing say a drilling machine which benefits a construction company, giving someone a hair cut or by providing a business services that benefits and adds value to another person's life. According to some facts, the total amount of Online transactions in 2008 amounted to about USD $204 billion and is estimated to grow to USD $267 billion in year 2010 (Source: Credit Suisse; World leading Financial Services group). The popular website Yahoo.com which offer you email services for free is worth over USD $34.90 billion. Right now, there are several good things going on around you, but you can never be able to take advantage of them or enjoy them if you do not even know that they exist. These are secrets of life as if you are not informed, you are deformed. A good case is making money on the Internet which I am going to educate you.
Do you know that the popular Search Engine, Google.com is worth $174.83 billion, and it is currently the biggest media company in the world? It is bigger than notables like Time Warner, the company which owns Time Magazine, CNN & America Online; it is bigger than Viacom, the owners of MTV and Paramount Pictures. In fact, Google is worth more than all the companies quoted in the Nigerian Stock Exchange combined! This includes Mobil, OANDO Plc, Guinness Plc Nigerian Breweries Plc, Guaranty Trust Bank and all the other banks quoted combined! A single Google.com share costs more than $450 and it is projected to reach $600 a piece sometime next year - that's more than N50, 000 a piece (compare this to that of say Zenith bank that sold for about N55 - when the going was good.). The owner of NewsCorp, Rupert Murdoch paid $580 million to purchase MySpace.com. Can you also believe MySpace.com is free to use? Some years back, Google paid a whopping $1.65 Billion to acquire YouTube.com. YouTube.com just like MySpace also has nothing for sale too - it is completely free to register and use. The domain name Business.com was sold for a record $7,000,000! In case you have no idea, domain names cost just $8/yr to obtain! Now, why would rich investors put in so much money to acquire websites which have nothing for sale?" Besides, "How are these websites worth so much and how did that much money came about?" Have you wondered why corporate organizations like; The Punchonlineweb.com, Thisdayonline.com, Channelstv.com and even Nairaland.com continue to have strong readership and viewership to their websites? The answers to these questions are the secrets of making money online, and the reasons why the Internet is so overwhelmingly profitable.
The good news is that our dreams in making it big must come from our determination to succeed. You do not need to start big as complex as Google, Yahoo or even Zenox Computers. According to Napoleon Hill "if you cannot do great things, do small things in a great way". What you need is the smart and reasonable way of earning good income in our own 'small' way as a beginner. Let me introduce you to simple and profitable internet business opportunities to start earning money in Nigeria - Beginning today! These I have researched for your benefits despite all the costly mistakes I made in the past to arrive at this point.
Getting started with Google AdSense or AdWords for publishers and advertisers respectively is a Google advertising programme that allow individuals or corporate organizations to promote their products or goods and services to the world through registered websites by engaging website owners to allow for a space to place these adverts (AdWords) on their monetize blog or websites for on-line visitors to view and click on these adverts thereby generating money for both the advertiser and website owners. Google AdWords are those little text boxes that appear to the right side of your search results on Google.com. It is a very efficient advertising system developed by Google. It costs you only $5 dollars to register and you are charged only when someone clicks on your advert. The minimum cost per click is about $0.05 (5 cents). Hence, the Google AdWords is suitable for Companies that wishes to advertise their goods and services. Google AdSense on the other hand is for publishers that promote their ideas or goods and services for the world to patronize from. How do I mean? You learn on how you can make money from Pay Per Click (PPC) advertisements. You are paid each time a visitor visits your website and clicks on any Google AdSense advert you have displayed on your website.
This is not a joke. Remember I told you that Google.com is worth over $100 Billion; well this is one of the ways they make their money. Here they serve as 'agents' between people who want to attract visitors to their websites and people who have advertisement space on their own website. It doesn't matter if what you have is a free website or not. A check would be sent to you when you earn up to $100 monthly.
To get full benefit of this programme highlighted above you must own a Blog or Website as a platform as an individual or corporate organization. As a corporate entity you will definitely showcase your goods and services on net for people to know more about your business, example of such companies are Cadbury Plc, The Guardian Newspapers, Guinness Plc, etc. While that of individuals, you specialize in an area that is unique to you. I mean you can write on anything in your area of interests and get it published online. Gone are those days when we raise huge capital and queue for our books to be edited and get published. Now you can publish a book of more than a thousand pages without spending a dime. And with one of such books online you could be making a fortune by selling it online. I know it may sound difficult sitting down and writing a book but you can also resell some e-book that has reselling rights by buying one of them. There are thousands of written materials already out there with full Resell Rights. A product or material with resell rights means that you can sell the material to other people without it being illegal to do so - as if you actually wrote it! This sounds interesting?
Remember you can write absolutely on anything! You can write on any area where you have specialized knowledge. By specialized knowledge I do not mean designing the latest fast train on earth! There is certainly some knowledge you have that is unique to you which someone else can benefit from. It could be knowledge in; Relationships, Events Management, Fish Farming, Stock Market Investments, Video Games, Mentoring, GSM Repairs, Health Tips, Cooking Recipes, Insurance, Match Making, FOREX, Securing VISA, etc. As you write on your areas of specialization, get it published on line via your website or blog and market it to interested buyers in Compact Discs or any device. I will teach you on how to catch on these market opportunities available to us.
We presently live in very uncertain times now with all sorts of uprising in the nation and very terrible consequences to people who do not adapt quickly.
If you are really aware of what is presently happening in this country today, you will know that you can have a 'secure' job on Monday but by Tuesday you're out of it - irrespective of your position in the establishment. Remember that the CEOs of seven banks have been arrested by the Economic Financial Crimes Commission (EFCC) following Lamido Sanusi led CBN investigations on these banks and one of them now serving jail term due to misappropriation of bank funds and on non-performing loans given.
Job security today does not lie in working for any 'big, secure' establishment. It lies in your own ability to do something on your own - at any given time. To be financially secure today, you have to adapt to the new nature of things. You have to adapt to The Era of Zero Job Security and the Age of Mega Successful Small businesses.
You will agree with me that Nigeria is still a developing country and unfortunately we are still passing through stages of development despite our 50 Years Independence! Hence, the earlier we sought for a change the better for us and that of our generations unborn.
Get these wonderful business ideas by ordering the money e-book package today for you to get started and be financial buoyant. To get a detailed information on how to get the package please order for your money ebook here!
Have you ever heard the phrase "Don't put all your of eggs in one basket"? Often it's said when discussing investment strategies. Diversify they say. Spread your investments across an array of investment options - stocks, bonds, mutual funds, precious metals, real estate, etc. The idea is that all investments have some level of risk, some higher than others and some more influenced by economic changes and world events. Having a diverse portfolio protects and minimizes the opportunity to lose everything due to one or two worldly events. Well, the same thinking should apply to how you plan your income and where it comes from because, again, you "don't want to put all of your eggs in one basket."
The current recession offers some daily reminders, often personally painful ones, of the affects a single "one basket" income strategy can have. Most Americans rely on the income from a single source - their job. In a recession we, as employees, see jobs disappear. Today, our national unemployment rate is hovering at just below ten percent. Most likely you or someone you know is a victim of this economy.
In a December 2008 USA Today Gallup Poll, 60% of those polled said today's economic situation is the biggest crisis they have faced in their lifetime. The Baby Boomers are headed towards retirement age and these are the years of their highest income-earning potential yet their savings and investments are shrinking AND they're losing their jobs!
So what can you do? DIVERSIFY. . . .now!
Donald Trump has written, "The first thing I learned is when times are tough, you need to hedge your bets - you need to diversify. If you don't do what I did, and diversify your income, you will most likely see your net worth diminish. Worst case, you will lose everything." Diversification of income suggests we consider new creative opportunities for creating new and multiple streams of income. This means exploring new income opportunities to enhance or replacement the single income source of a job.
So what are the options?
- Find a new and/or second job
- Learn a new skill and start a new career
- Create a revenue-generating "product"
- Become entrepreneurial and start your own business
Finding a new and/or second job
Finding another job is easier said than done especially in an economy where 9 - 10 percent of the workforce is out of work. The opportunities are just not there in today's traditional job markets. People tend to be forced into finding anything in order to keep a roof over their heads, the lights on, and food on the table. Second jobs tend to be low paying and difficult to sustain for any period of time. Quality of life goes down significantly. Staying in the "I need to find a job" mindset is not income diversity and it does not give you control of your income source.
Learning a new skill and starting a new career
Our government tends to promote the idea of "re-training" the workforce to be able to enter into new fields of opportunity. While the fundamental idea is good, changing a career or training for a new skill takes time and money. I have not seen a lot of free accelerated education programs being offered! But even if you are successful in going down a new career path, you start at the bottom and still end up with a single source of income. Again, this is not a diversified income strategy.
Creating a revenue-generating "product"
Do you have an idea or knowledge that others would pay for? Have you ever thought of writing a book or holding a seminar to share your knowledge? This is a great way for diversifying income. This ties into the next section in terms of becoming an entrepreneur. The opportunity to pursue "invention", be it a product, service or knowledge is available now more than ever, however most people never put the time or energy in discovering how they may succeed down this path. When attempted as a part-time pursuit, the majority of people won't commit their free time to discover, develop, and engage the process. If fact that is why most of us have said at some time in our lives, "I thought of that years ago" as we witness someone else making money with "our" idea!
Becoming an entrepreneur and starting your own business
An entrepreneur is someone who puts their money to work in order to create income. Buying real estate, investing in a franchise, or starting a network marketing business, are all entrepreneurial actions. In 2003, a Federal Reserve's Survey of Consumer Finances indicated that families with any entrepreneurial activity, that is, those reporting private business ownership or a self-employed status, had median net worth value of more than five times that of families without entrepreneurial activity.
Real estate investing provides two financial opportunities. The first relates to equity gained by selling a property for more than what you bought it for. This is typically a long-term investment strategy, although the last ten years have given a lot of press to the idea of "flipping" houses for quick returns. The second income opportunity through real estate comes from rental properties. Positive cash flow from rental properties is certainly a diversified income strategy. The problem right now with real estate investing is the volatility of the housing market and the instability of the banking (lending) systems. Today it is not easy to buy property, especially investment property. Banks want very high personal credit ratings and significant money down, 20 - 30% or more of purchase price. Unless you are an experienced real estate investor with available cash, real estate as your first choice to diversify your income is not recommended.
Another entrepreneurial venture is the start your own business and work for yourself. Often people pursue a franchised business as a way to do this. Franchises are attractive in that they are "turn-key", meaning the company has already developed the brand, designed the store front, determined the offerings, etc. All you have to do is operate and promote it at a local level within the franchise guidelines. Subway is a popular example. Franchises cost money, sometimes a lot of it. The more successful the chain, the more expensive it will be to buy into. To get into a franchise that has an established brand, you can expect to fork over in excess of fifty thousand dollars. Beyond this initial start up investment realize that you will need to be financially prepared for general business operating expenses such as lease costs, insurance, advertising, payroll, etc. Additionally many of the larger franchisers, like Krispy Kreme Donuts, require past experience that demonstrates business success. No franchiser wants an image of failure.
Limited money and limited-to-no experience can be a deal breaker. But let's say you are successful and get your dream franchise. Now consider this - a large majority of franchise owners end up being the primary workforce of their own business. In other words, you are working for yourself, literally WORKING for yourself. So you got out of your 9-5 job only to replace it with a 24/7 burden. You're trading your time for money and often you end up making less money per hour than you had thought. Work-life balance can become an issue. As far as a diversified income strategy - it's possible, but only if you can separate yourself from the day-to-day operation so you can support your other sources of income.
The final option is perhaps the best option in the current economic landscape - start a network marketing business. Donald Trump writes, "When some industries fail, others take off. For example, when the real estate industry tanked in the early 90's, the network marketing industry exploded. During hard times, people with an entrepreneurial spirit flock to network marketing opportunities." Today, Network Marketing (a.k.a. MLM or Direct Sales) is a very valid multi-billion dollar industry. As an income diversification option, it is perhaps the most viable solution to the majority of people looking to enhance their current and future financial status.
The network marketing industry is one of the fastest growing business models in the world. It has changed quite a bit over the last ten years with it being validated through support from the likes of Robert Kiyosaki (Rich Dad, Poor Dad) and Donald Trump (billionaire entrepreneur). Additionally, some proven well-respected corporate leaders from traditional Corporate America are now heading these companies. One great example is Bill Farley, retired CEO of Fruit of the Loom and recipient of the coveted Horatio Alger Award of Distinguished Americans.
Why is network marketing a good option for diversifying your income? First, it generally requires a low investment for you to start your own independent business. Secondly, the company handles the burden of operating the business, not you. They develop and produce the products and services, they handle the logistics and distribution, and the best companies develop and provide you the tools, education, and support you need to be successful. There are hundreds of network marketing options available today. It is important that any business you engage in, you find one that you have a personal passion or commitment for. Because there are so many options, it is likely that you can find a company that offers a product or service that meets your needs. But chose wisely, not all companies are positioned for long-term growth and success. And take the time to understand the legitimacy of its leadership team and compensation plan. Lastly, you control your personal investment of Time. Network marketing can be worked part time or full time but it does require engagement and some level of effort. The benefit here is that you can get started while you still have your job. Networking Marketing is not a "money for nothing" or "get rich quick" industry but if embraced, it can provide you significant income to enhance your financial outlook.
Diversified income is your path to continued personal and financial growth. Without some diversity in your income source you are living at the risk of having "all of your eggs in one basket." Take control of your financial wellness. Take action today to eliminate your potential of becoming an economic statistic!
[For more information or guidance on selecting a diversified income plan that's right for you, you can contact Doug by emailing him at incomeprotection@yahoo.com or calling (661) 263-7366]
Mr. Conklin is a successful business leader with over 25 years experience in Corporate America. Over the last ten years, he has enhanced his financial position as an entrepreneur, creating a diverse income portfolio which includes consulting, public speaking, real estate investment and network marketing.
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Have been looking for a way to make some extra money? The weight-loss industry is a major money making industry in America and world wide. When you combine an excellent fat melting product with the power of internet marketing you are set to create an ongoing income. The weight-loss industry in America alone is a billion industry. A six-figure income is easy to achieve when you tap into this billion dollar industry with an online business.
The internet is creating a new business opportunity that is the wave of the future. There may be many people out of work and looking for substantial income. The economy may be suffering but there is a whole world of potential income to be made on the Internet. The Internet business never sleeps, it is open 24-7. You can tap into the wealth available on the internet through a successful product such as a fat melting and energy boosting supplement.
Utilizing online marketing will attract many people to your online business. Every day people are searching the keywords lose weight fast and quick weight loss. Your online business can be easily tagged to those keywords. Each time someone searches the web for a quick weight loss solution or another way to lose weight fast your website can become available in a Google search. Your website can achieve the traffic that it needs through other people's Google searches. Your online business has the potential to make you extremely successful.
When you combine the power of the weight loss industry and the power of online business you have a win-win situation. When selecting an online business you need to make sure that the product you are selling will sell itself. You want a product that is enticing and needed. The need for losing weight has created a demand in the weight-loss industry for new products that will produce energy, and increase the metabolism and produce quick weight loss. You can lose excess fat and gain financial success.
A product that can provide energy and weight-loss provides an exceptional Internet promotional item. You can make money easily through a weight-loss supplemental product. You don't have to sell your product to your friends and family members although when they see your energy level increase and your physical achievements, they too will begin to tell others to visit your website. Your online business can bring you an increase in revenue that will sustain your family during the economic changes and shifts. Your personal finances can achieve prosperity during a season of financial despair through a successful online business.
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If you are searching the Internet in search of high income business opportunities then you have probably encountered a lot and are unsure of which ones are best and which ones are scams. The truth of the matter is that there are a lot of opportunities advertised on the web that aren't worth taking the time to even read about them. Then again, there are opportunities that are worthwhile and will help you make lots of money.
The following top ten high income business opportunities will help you see which opportunities are really worth researching further!
Franchises
Of all the business opportunities out there that offer high income, franchises are one of the best. Proven business models, a popular brand, and a client base make franchises a great way to invest money and start making money in no time.
Affiliate Marketing
Affiliate marketing is a high income business opportunity and not only can you make a lot of money, but it is also really easy! Little risk is involved and all you have to do is work hard and get people to click on your link. This involves selling a product or service, or representing a service or product that people are interested in. You need people to click on your affiliate link and when they do you make money. It is easy and with hard work and dedication it can be a great money maker.
Web Designers
The Internet has really boomed and now every company, big and small, wants their own website. In fact, they need their own website. So, web designers have an amazing opportunity to make a lot of money working from the comfort of their own home and providing a service that is in high demand. Web designers have a very secure job because the Internet is not going anywhere and only more websites will be created each day.
Auction Sites
You can make a lot of money selling on auction sites. With the option to set a price or even let the buyer set the price you will find you can sell a lot of products, used and new, and make a lot of money. Auction sites, particularly eBay, are worthwhile and legitimate high income opportunities.
Niche Marketing
Niche marketing is an amazing way to make money online and is a great high income opportunity. Niche marketing focuses on finding a niche, capitalizing on it, and making money from it. Anyone can do it with a little bit of research and a whole lot of commitment.
Investments
Investing in the stock market is a high income opportunity, but it also carries a great deal of risk. Individuals should be well aware of stock trading, risks, and the like before engaging in this type of business. However, if you know what you are doing then investing in the stock market is a high income opportunity.
Real Estate
Buying and selling homes is a high income opportunity. However, buying homes at a low price, fixing them up, and then selling them for substantially more than you paid is the perfect way to make a lot of money.
Website Owner
Owning a website and selling a service or product that is desired by the general population or even a particular niche will allow you to earn big money. Websites are generating billions of dollars each year with more money being spent online each year.
FOREX
Foreign exchange is another high income opportunity and is based on the world's currencies. Paying attention to the markets and knowing when to buy and sell different currencies is a great way to make money.
Importer/Exporter
With the world becoming smaller each day and free trade becoming more popular, importers and exporters are able to make large amounts of money. Reviewing the markets and finding a niche for a product and then importing or exporting it will provide high income.
These are just some of the legitimate high income opportunities out there. Many other opportunities exist, but make sure you research them and know what you are getting yourself into before investing any time or money.
Find franchises, franchise opportunities and information for entrepreneurs at Franchise Gator.
