2011年7月2日 星期六

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2011年7月1日 星期五

Finding the Best Home-Based Income Opportunity


As more and more people feel the economic crisis, many are looking for ways to make extra money. An increasing number are finding the solution to their problems with a home-based income opportunity.

Many people would love to earn money from home, but hesitate for several reasons. Anyone talking to a prospect about a home-based income opportunity should take these into account. Some believe such an opportunity would require a large investment. Others think it would take too much of their time. Some believe it would be too risky. Others just don't know how to begin.

The benefits of a home-based income opportunity are numerous. Your boss is you. The potential income is generally unlimited. You get to do what satisfies you. You get to pick your business partners. The hours are flexible. You save commuting time and money. Limited expenses increase profit. You can take numerous deductions off your income taxes.

There are even more advantages to starting a network marketing business as your home-based income opportunity. You can start such an endeavor for hundreds of dollars, while most businesses require much more. Training is inexpensive. Your company will handle most administrative issues. You can keep working at your existing job while you get your MLM business up and running.

The most favorable reason to start a network marketing business, however, is recurring income. Some call this royalty income or residual income. This happens when you can do something once and get paid for it over and over. Think of how great it would be to go to your mailbox and get a royalty check from work you did years ago in your home-based income opportunity.

Many people mistakenly think that such checks are reserved for famous musicians, actors, actresses and authors. In fact, network marketers get paid that way every week or every month. They did the work and their home-based income opportunity pays them again and again.

MLM companies account for more than $100 billion in sales around the globe. Most don't pay high-dollar celebrity endorsers. Instead they pay distributors who saw the company as a great home-based income opportunity.

Network marketing has gotten something of a bad rap over the years. Some don't even see it as a legitimate home-based income opportunity. This is due, in large part, to improper training given to reps in the field. Distributors are often taught sales techniques and closing methods, when instead MLM is a relationship-driven profession. Failed strategies taught network marketing as a numbers game, when it is instead a business of trust.

So what type of network marketing company would make the best home-based income opportunity? Successful MLM endeavors offer a turnkey system that the average distributor can successfully use. Such a system includes a strong method of lead generation, a way to follow-up with prospects, a method of sponsoring, and training that teaches everyone in the system how to make it work.








You can learn more about Steve DeVane at http://www.stevedevane.com. You can download a free copy of the classic e-book, Success in 10 Steps, at the http://www.lifechangingebook.com web site.


How To Build a Distribution Network For Your Residual Income Business


One of the biggest obstacles people face when trying to build their residual income business to produce home based income is building that distribution network.

It can sound like a daunting task until you realize again the genius of the home based income business structure: there are no employees or employers - or brokers and agents as in the previous home based income article example. Everyone is equal - both an agent and a broker at the same time, so-to-speak. They can be the leader of their own team while at the same time contributing to someone else's team. This means that everyone who gets involved got involved for the equal opportunity to be able to afford THEIR lifestyle and reach THEIR dreams and goals as it's a volunteer army. They can build THEIR OWN distribution network and in doing so, if that person is also a part of your distribution network, THEIR distribution network is also now a part of your now LARGER distribution network.

Compensation structures vary from company to company, but in essence, you are able to receive compensation from the distribution network of your distribution network - are you following me? Your network can just continue to grow exponentially from network to network - and that's how the residuals really start to add up.

Targeting the Right Prospects For A Residual Income Business

So you're simply looking for others with similar goals and dreams like you have - people who want more out of life and are willing to work in their spare time or around their schedule to create more for themselves and their family, which they can do with home based income.

And unfortunately, not everyone wants that, as silly as that may seem. In fact, that segment of the population you're looking for is only a small percentage (but even 1% of 6 billion people is still 60 million people - you just need a few who have a few who have a few), so you must specifically target your ideal audience, ie, those looking to create income from home to better their lives. Of course there's always exceptions but obviously you'll be received better from people who actually want what you have to offer (and to reiterate that's NOT your product, your residual income business opportunity is what you're offering if you're focus is on building a 6-figure or so home based income; the product is a side-benefit of the business).

Follow this logic: if you're looking for people who want to earn income from home with a residual income business, AND if the bigger your team grows the more leverage you'll have and the more home based income you'll be able to make, THEN you need to get your residual income business in front of as many people who are looking to make home based income to be able to maximize your earnings. Does that make sense?

Well, luckily, with the advent of the internet, people are searching online all the time about how to create home based income. There are companies out there who will find these people for you and sell you their information in the form of business opportunity leads or home based business leads. Now there are numerous companies out there selling these leads of all different types and you can spend as much as $10 or more per lead with some of these companies.

The Prospecting Skills Needed For A Residual Income Business

But one of the most important factors to your success in growing your team using purchased leads is the technique you use when you call. It is an art as much as it is a science.








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2011年6月30日 星期四

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2 Ways To Evaluate A Passive Income Opportunity


Is your money working for you? Or are you working for money? One important reason why people struggle financially is because throughout their schooling life they are drilled into thinking taking a job is the best way to earn money. This results in people working for money, trading their precious time to money. Most are so caught up in this paradigm that some never consider a passive income opportunity.

And what is a passive income opportunity? They are simply ways for you to earn money even when you are not doing anything, even when you're asleep. You put in the effort once and you continue to get paid again and again without you having to put in more effort on your part.

An example of a passive income opportunity is you putting in the effort to build a successful online business. It continues to generate income for you as long as your business is running, whether you are there or not.

As Robert Kiyosaki said, passive income is your money working hard FOR more money FOR you.

Taking on a passive income opportunity is the key to financial freedom, but it's important to evaluate them. As we all know "get rich quick" scams are all so common these days, and there are so many out there. It's important to know what to consider so that our time is well spent on a passive income opportunity which will bring us real results in the long run.

Here are the 2 criteria's to evaluate a passive income opportunity.

1. Right Market

One important point to evaluate a passive income opportunity is to make sure that the market is of considerable size and has lots of growth potential. When you have a huge market, there is enough of everyone, and you don't face breakneck competition.

For example, the personal development market is an US$64 billion market. And just how big is 64 billion?

Let's say you have 1 million seconds of free talktime for your mobile phone plan.

Assuming you use the phone 24 hours a day everyday, you will use up your 1 million free second talktime in 11.5 days.

What if your plan gives you 1 billion seconds of free talktime?

You will need 33 YEARS to finish using the talktime!

If it's 64 billion, generations after generations from your family will be able to use your free talktime.

The personal development is one example of a very large piece of cake. You take a knife and make a cut, the residual on the knife itself is A LOT. You do not even have to make a slice! Taking on a passive income opportunity in this market is an excellent way to go.

2. Right Guidance

To make full use of a passive income opportunity and to achieve results quickly, it's imperative to receive the right guidance from people who have already achieve success in building streams of passive income.

If Robert Kiyosaki did not have "Rich Dad" guiding him, do you think he would be able to achieve his current standing today?

I have spent a year and a half trying out passive income opportunities on my own. My first attempt is opening up an online retail store selling wooden toys, but I have no mentor to tell me that wooden toys is a highly competitive arena and my small little online store will be competing against giant online wooden toy malls which buy their supplies in bulk and sell them at prices which I couldn't compete in. I wasted an entire year's worth of effort and money.

Mentors are VERY important in helping you take the right directions and the mistakes to avoid when you take up a passive income opportunity. You will save SO MUCH time and effort when you leverage on your mentor's experience.

Conclusion

From this article, I hope you realize the importance of these 2 criteria's when evaluating a passive income opportunity. Make the right choice, don't waste time and leverage whenever you can. All of us have only 24 hours a day, so spend them wisely.








Kai Wei has found the right Internet-based passive income opportunity. Competing in the $64 billion industry of personal development and having the right mentors and resources to guide him, Kai Wei is very well on the way to building a sustainable stream of passive income.

Kai Wei is also actively looking for team members to take advantage of this passive income opportunity. If you think you are up to it, please visit OnlineSuccessBiz.com [http://www.onlinesuccessbiz.com].


2011年6月29日 星期三

How To Earn A Lucrative Income From Online Business In A Nigerian Economy


Doing something that benefits someone else is simply the only reason why you or anyone else will make money as human needs are insatiable. We live in a world where constant fear of poverty envelopes our self consciousness, hence the need to generate income. You would agree with me that only one source of income in a place like Nigeria, most populous black Nation in the world, is never enough as our staggering economy cannot be relied upon. We have to create other opportunities to salvage our human wants and replenish the 'scarce' under-utilized resources that are surplus.

As a graduate for more than 5 years, I have come to terms of getting a second career to make ends meet as the government has failed in her responsibility in creating jobs for a growing population work force. Unfortunately, some employers enslaved their employees by paying them peanuts as graduates despite the high cost of living in notably cities like Lagos, Port-Harcourt, Abuja, Enugu, etc in Nigeria as these employees are at the mercy of their bosses for fear of being out of job. However, credit must be given to some Non Governmental Agencies (NGOs) in organizing workshops such as Small Scale and Medium business program for training the unemployed to acquire a skill with assistances from corporate firms. This should be done from time to time as continuity is a key factor to sustain the dream.

Back to my second career, I have developed a niche for myself in investing my time, energy and money in online business. One may think I am talking about the advanced fee fraud (better known as 419) in Nigerian parlance. Far from it, as people involved in it does not have a sustained income and they live in the constant fear of being apprehended by the anti-graft authorities. Perhaps, their worst disadvantage is that they rob themselves of their resourcefulness and the ability to earn money legitimately. Making money online in the legal way not only generates income for you but make you a specialist where your expertise is in demand for a service charge of course. Making money Online is exactly as it is in off line businesses, where you can only get paid by; manufacturing say a drilling machine which benefits a construction company, giving someone a hair cut or by providing a business services that benefits and adds value to another person's life. According to some facts, the total amount of Online transactions in 2008 amounted to about USD $204 billion and is estimated to grow to USD $267 billion in year 2010 (Source: Credit Suisse; World leading Financial Services group). The popular website Yahoo.com which offer you email services for free is worth over USD $34.90 billion. Right now, there are several good things going on around you, but you can never be able to take advantage of them or enjoy them if you do not even know that they exist. These are secrets of life as if you are not informed, you are deformed. A good case is making money on the Internet which I am going to educate you.

Do you know that the popular Search Engine, Google.com is worth $174.83 billion, and it is currently the biggest media company in the world? It is bigger than notables like Time Warner, the company which owns Time Magazine, CNN & America Online; it is bigger than Viacom, the owners of MTV and Paramount Pictures. In fact, Google is worth more than all the companies quoted in the Nigerian Stock Exchange combined! This includes Mobil, OANDO Plc, Guinness Plc Nigerian Breweries Plc, Guaranty Trust Bank and all the other banks quoted combined! A single Google.com share costs more than $450 and it is projected to reach $600 a piece sometime next year - that's more than N50, 000 a piece (compare this to that of say Zenith bank that sold for about N55 - when the going was good.). The owner of NewsCorp, Rupert Murdoch paid $580 million to purchase MySpace.com. Can you also believe MySpace.com is free to use? Some years back, Google paid a whopping $1.65 Billion to acquire YouTube.com. YouTube.com just like MySpace also has nothing for sale too - it is completely free to register and use. The domain name Business.com was sold for a record $7,000,000! In case you have no idea, domain names cost just $8/yr to obtain! Now, why would rich investors put in so much money to acquire websites which have nothing for sale?" Besides, "How are these websites worth so much and how did that much money came about?" Have you wondered why corporate organizations like; The Punchonlineweb.com, Thisdayonline.com, Channelstv.com and even Nairaland.com continue to have strong readership and viewership to their websites? The answers to these questions are the secrets of making money online, and the reasons why the Internet is so overwhelmingly profitable.

The good news is that our dreams in making it big must come from our determination to succeed. You do not need to start big as complex as Google, Yahoo or even Zenox Computers. According to Napoleon Hill "if you cannot do great things, do small things in a great way". What you need is the smart and reasonable way of earning good income in our own 'small' way as a beginner. Let me introduce you to simple and profitable internet business opportunities to start earning money in Nigeria - Beginning today! These I have researched for your benefits despite all the costly mistakes I made in the past to arrive at this point.

Getting started with Google AdSense or AdWords for publishers and advertisers respectively is a Google advertising programme that allow individuals or corporate organizations to promote their products or goods and services to the world through registered websites by engaging website owners to allow for a space to place these adverts (AdWords) on their monetize blog or websites for on-line visitors to view and click on these adverts thereby generating money for both the advertiser and website owners. Google AdWords are those little text boxes that appear to the right side of your search results on Google.com. It is a very efficient advertising system developed by Google. It costs you only $5 dollars to register and you are charged only when someone clicks on your advert. The minimum cost per click is about $0.05 (5 cents). Hence, the Google AdWords is suitable for Companies that wishes to advertise their goods and services. Google AdSense on the other hand is for publishers that promote their ideas or goods and services for the world to patronize from. How do I mean? You learn on how you can make money from Pay Per Click (PPC) advertisements. You are paid each time a visitor visits your website and clicks on any Google AdSense advert you have displayed on your website.

This is not a joke. Remember I told you that Google.com is worth over $100 Billion; well this is one of the ways they make their money. Here they serve as 'agents' between people who want to attract visitors to their websites and people who have advertisement space on their own website. It doesn't matter if what you have is a free website or not. A check would be sent to you when you earn up to $100 monthly.

To get full benefit of this programme highlighted above you must own a Blog or Website as a platform as an individual or corporate organization. As a corporate entity you will definitely showcase your goods and services on net for people to know more about your business, example of such companies are Cadbury Plc, The Guardian Newspapers, Guinness Plc, etc. While that of individuals, you specialize in an area that is unique to you. I mean you can write on anything in your area of interests and get it published online. Gone are those days when we raise huge capital and queue for our books to be edited and get published. Now you can publish a book of more than a thousand pages without spending a dime. And with one of such books online you could be making a fortune by selling it online. I know it may sound difficult sitting down and writing a book but you can also resell some e-book that has reselling rights by buying one of them. There are thousands of written materials already out there with full Resell Rights. A product or material with resell rights means that you can sell the material to other people without it being illegal to do so - as if you actually wrote it! This sounds interesting?

Remember you can write absolutely on anything! You can write on any area where you have specialized knowledge. By specialized knowledge I do not mean designing the latest fast train on earth! There is certainly some knowledge you have that is unique to you which someone else can benefit from. It could be knowledge in; Relationships, Events Management, Fish Farming, Stock Market Investments, Video Games, Mentoring, GSM Repairs, Health Tips, Cooking Recipes, Insurance, Match Making, FOREX, Securing VISA, etc. As you write on your areas of specialization, get it published on line via your website or blog and market it to interested buyers in Compact Discs or any device. I will teach you on how to catch on these market opportunities available to us.

We presently live in very uncertain times now with all sorts of uprising in the nation and very terrible consequences to people who do not adapt quickly.

If you are really aware of what is presently happening in this country today, you will know that you can have a 'secure' job on Monday but by Tuesday you're out of it - irrespective of your position in the establishment. Remember that the CEOs of seven banks have been arrested by the Economic Financial Crimes Commission (EFCC) following Lamido Sanusi led CBN investigations on these banks and one of them now serving jail term due to misappropriation of bank funds and on non-performing loans given.

Job security today does not lie in working for any 'big, secure' establishment. It lies in your own ability to do something on your own - at any given time. To be financially secure today, you have to adapt to the new nature of things. You have to adapt to The Era of Zero Job Security and the Age of Mega Successful Small businesses.

You will agree with me that Nigeria is still a developing country and unfortunately we are still passing through stages of development despite our 50 Years Independence! Hence, the earlier we sought for a change the better for us and that of our generations unborn.








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2011年6月28日 星期二

Diversified Income - Protecting Yourself In A Down Economy


Have you ever heard the phrase "Don't put all your of eggs in one basket"? Often it's said when discussing investment strategies. Diversify they say. Spread your investments across an array of investment options - stocks, bonds, mutual funds, precious metals, real estate, etc. The idea is that all investments have some level of risk, some higher than others and some more influenced by economic changes and world events. Having a diverse portfolio protects and minimizes the opportunity to lose everything due to one or two worldly events. Well, the same thinking should apply to how you plan your income and where it comes from because, again, you "don't want to put all of your eggs in one basket."

The current recession offers some daily reminders, often personally painful ones, of the affects a single "one basket" income strategy can have. Most Americans rely on the income from a single source - their job. In a recession we, as employees, see jobs disappear. Today, our national unemployment rate is hovering at just below ten percent. Most likely you or someone you know is a victim of this economy.

In a December 2008 USA Today Gallup Poll, 60% of those polled said today's economic situation is the biggest crisis they have faced in their lifetime. The Baby Boomers are headed towards retirement age and these are the years of their highest income-earning potential yet their savings and investments are shrinking AND they're losing their jobs!

So what can you do? DIVERSIFY. . . .now!

Donald Trump has written, "The first thing I learned is when times are tough, you need to hedge your bets - you need to diversify. If you don't do what I did, and diversify your income, you will most likely see your net worth diminish. Worst case, you will lose everything." Diversification of income suggests we consider new creative opportunities for creating new and multiple streams of income. This means exploring new income opportunities to enhance or replacement the single income source of a job.

So what are the options?

- Find a new and/or second job

- Learn a new skill and start a new career

- Create a revenue-generating "product"

- Become entrepreneurial and start your own business

Finding a new and/or second job

Finding another job is easier said than done especially in an economy where 9 - 10 percent of the workforce is out of work. The opportunities are just not there in today's traditional job markets. People tend to be forced into finding anything in order to keep a roof over their heads, the lights on, and food on the table. Second jobs tend to be low paying and difficult to sustain for any period of time. Quality of life goes down significantly. Staying in the "I need to find a job" mindset is not income diversity and it does not give you control of your income source.

Learning a new skill and starting a new career

Our government tends to promote the idea of "re-training" the workforce to be able to enter into new fields of opportunity. While the fundamental idea is good, changing a career or training for a new skill takes time and money. I have not seen a lot of free accelerated education programs being offered! But even if you are successful in going down a new career path, you start at the bottom and still end up with a single source of income. Again, this is not a diversified income strategy.

Creating a revenue-generating "product"

Do you have an idea or knowledge that others would pay for? Have you ever thought of writing a book or holding a seminar to share your knowledge? This is a great way for diversifying income. This ties into the next section in terms of becoming an entrepreneur. The opportunity to pursue "invention", be it a product, service or knowledge is available now more than ever, however most people never put the time or energy in discovering how they may succeed down this path. When attempted as a part-time pursuit, the majority of people won't commit their free time to discover, develop, and engage the process. If fact that is why most of us have said at some time in our lives, "I thought of that years ago" as we witness someone else making money with "our" idea!

Becoming an entrepreneur and starting your own business

An entrepreneur is someone who puts their money to work in order to create income. Buying real estate, investing in a franchise, or starting a network marketing business, are all entrepreneurial actions. In 2003, a Federal Reserve's Survey of Consumer Finances indicated that families with any entrepreneurial activity, that is, those reporting private business ownership or a self-employed status, had median net worth value of more than five times that of families without entrepreneurial activity.

Real estate investing provides two financial opportunities. The first relates to equity gained by selling a property for more than what you bought it for. This is typically a long-term investment strategy, although the last ten years have given a lot of press to the idea of "flipping" houses for quick returns. The second income opportunity through real estate comes from rental properties. Positive cash flow from rental properties is certainly a diversified income strategy. The problem right now with real estate investing is the volatility of the housing market and the instability of the banking (lending) systems. Today it is not easy to buy property, especially investment property. Banks want very high personal credit ratings and significant money down, 20 - 30% or more of purchase price. Unless you are an experienced real estate investor with available cash, real estate as your first choice to diversify your income is not recommended.

Another entrepreneurial venture is the start your own business and work for yourself. Often people pursue a franchised business as a way to do this. Franchises are attractive in that they are "turn-key", meaning the company has already developed the brand, designed the store front, determined the offerings, etc. All you have to do is operate and promote it at a local level within the franchise guidelines. Subway is a popular example. Franchises cost money, sometimes a lot of it. The more successful the chain, the more expensive it will be to buy into. To get into a franchise that has an established brand, you can expect to fork over in excess of fifty thousand dollars. Beyond this initial start up investment realize that you will need to be financially prepared for general business operating expenses such as lease costs, insurance, advertising, payroll, etc. Additionally many of the larger franchisers, like Krispy Kreme Donuts, require past experience that demonstrates business success. No franchiser wants an image of failure.

Limited money and limited-to-no experience can be a deal breaker. But let's say you are successful and get your dream franchise. Now consider this - a large majority of franchise owners end up being the primary workforce of their own business. In other words, you are working for yourself, literally WORKING for yourself. So you got out of your 9-5 job only to replace it with a 24/7 burden. You're trading your time for money and often you end up making less money per hour than you had thought. Work-life balance can become an issue. As far as a diversified income strategy - it's possible, but only if you can separate yourself from the day-to-day operation so you can support your other sources of income.

The final option is perhaps the best option in the current economic landscape - start a network marketing business. Donald Trump writes, "When some industries fail, others take off. For example, when the real estate industry tanked in the early 90's, the network marketing industry exploded. During hard times, people with an entrepreneurial spirit flock to network marketing opportunities." Today, Network Marketing (a.k.a. MLM or Direct Sales) is a very valid multi-billion dollar industry. As an income diversification option, it is perhaps the most viable solution to the majority of people looking to enhance their current and future financial status.

The network marketing industry is one of the fastest growing business models in the world. It has changed quite a bit over the last ten years with it being validated through support from the likes of Robert Kiyosaki (Rich Dad, Poor Dad) and Donald Trump (billionaire entrepreneur). Additionally, some proven well-respected corporate leaders from traditional Corporate America are now heading these companies. One great example is Bill Farley, retired CEO of Fruit of the Loom and recipient of the coveted Horatio Alger Award of Distinguished Americans.

Why is network marketing a good option for diversifying your income? First, it generally requires a low investment for you to start your own independent business. Secondly, the company handles the burden of operating the business, not you. They develop and produce the products and services, they handle the logistics and distribution, and the best companies develop and provide you the tools, education, and support you need to be successful. There are hundreds of network marketing options available today. It is important that any business you engage in, you find one that you have a personal passion or commitment for. Because there are so many options, it is likely that you can find a company that offers a product or service that meets your needs. But chose wisely, not all companies are positioned for long-term growth and success. And take the time to understand the legitimacy of its leadership team and compensation plan. Lastly, you control your personal investment of Time. Network marketing can be worked part time or full time but it does require engagement and some level of effort. The benefit here is that you can get started while you still have your job. Networking Marketing is not a "money for nothing" or "get rich quick" industry but if embraced, it can provide you significant income to enhance your financial outlook.

Diversified income is your path to continued personal and financial growth. Without some diversity in your income source you are living at the risk of having "all of your eggs in one basket." Take control of your financial wellness. Take action today to eliminate your potential of becoming an economic statistic!








[For more information or guidance on selecting a diversified income plan that's right for you, you can contact Doug by emailing him at incomeprotection@yahoo.com or calling (661) 263-7366]

Mr. Conklin is a successful business leader with over 25 years experience in Corporate America. Over the last ten years, he has enhanced his financial position as an entrepreneur, creating a diverse income portfolio which includes consulting, public speaking, real estate investment and network marketing.